CARES Grant Application: HOUSING

Overview of the Housing program

We know times are tough, and COVID-19 has made it difficult for some of our residents to stay up-to-date on their mortgage or rent while paying utility bills. Through the CARES Act funding we’ve received from the U.S. Treasury, we’re providing assistance through three programs: one to help homeowners with mortgage costs, one to help renters cover rental costs, and one to help people behind on paying utilities. 

Who should apply?

We may be able to help if you experienced a loss of employment income after March 1, 2020 due to COVID-19 that impacted your ability to pay your housing costs (mortgage, rent, and/or utilities). This loss of income could have been caused by a layoff, reduced work hours, furlough or reduction in pay.

Mortgage Assistance Program

The HomeOwnership Center, a program of County Corp, is administering the Mortgage Assistance Program, which can help you bring your mortgage payments current.

You may qualify for mortgage relief if you:

  • Own a home in Montgomery County with an original mortgage of $300,000 or less.
  • Have had a loss of employment income after March 1, 2020 due to COVID-19 that impacted your ability to pay your mortgage. This loss of income could have been caused by a layoff, reduced work hours, furlough, or reduction in pay.
  • Be behind on your mortgage on or after March 1, 2020.
  • Complete an application, provide required documentation, and discuss your circumstances with HomeOwnership Center staff.
  • Participate in follow-up with HomeOwnership Center staff about your financial and mortgage status.

Rental Assistance
Program

Miami Valley Community Action Partnership is administering the Rental Assistance Program, which can help catch up on rental payments.

You may qualify for rental relief if you:

  • Rent your residence in Montgomery County.
  • Have had a loss of employment income after March 1, 2020 due to COVID-19 that impacted your ability to pay your rent. This loss of income could have been caused by a layoff, reduced work hours, furlough, or reduction in pay.
  • Be behind on your rent on or after March 1, 2020.
  • Complete the application linked below at Miami Valley Community Action Partnership.

The application is available on Miami Valley CAP’s website. An intake specialist will follow-up on applications and ask for additional documentation.

 

Utility Assistance Program

You may also qualify for financial assistance with gas, electric, or bulk fuel utility payments if you have lost employment income after March 1, 2020 due to COVID-19. This loss of income could have been caused by a layoff, reduced work hours, furlough, or reduction in pay.